We have a variety of protection plan options and coverages to help you protect yourself against unforeseen loss. Our agents are trained to guide you through all your options so that you can make the best choice for your farm.
We have many types of risk management protection plans for you to choose from. Multiple Peril Crop Insurance (MPCI) policies are available for most crops. Our sales agents are always available to answer any questions you may have about our offered products and to help you build the best risk management protection plan for your needs.
Yield Protection is a multiple peril crop insurance product that provides protection against a loss in yield due to nearly all natural disasters. For most crops, that includes drought, excess moisture, cold and frost, wind, flood, and unavoidable damage from insects and disease. This product guarantees a yield based on an individual producer's actual production history. If the production to count is less than the yield guarantee, the insured is paid a loss.
Revenue Protection is the oldest type of coverage to be offered to farmers. This coverage protects farmers against financial losses due to substandard production or lower commodity prices. Revenue Protection coverage is based on four factors...
Area Risk Protection
ARP is designed as a risk management tool to insure against widespread loss of revenue from the insured crop by county rather than by individuals. ARP was introduced in 1999 and is similar to the ARP program, but adds a revenue component to the plan. While ARP is a county yield plan, GRIP works with both the county yield, and the price of the commodity based on the Chicago Board of Trade (CBOT).
Area Yield Plan
AYP is an alternative program to the Yield Protection plan of insurance. It provides protection on a county basis rather than an individual basis.
Revenue Protection with Harvest Price Exclusion
Revenue Protection with Harvest Price Exclusion allows you to receive an indemnity payment when your gross revenue falls below your revenue guarantee. As an integral part of your marketing program, Revenue Protection helps insure your profitability, not just your expenses.
A side-by-side list of the primary characteristics of seven different crop insurance products.